Back to top

Image: Bigstock

Amerant Bancorp (AMTB) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates

Read MoreHide Full Article

For the quarter ended March 2026, Amerant Bancorp Inc. (AMTB - Free Report) reported revenue of $97.66 million, down 7.4% over the same period last year. EPS came in at $0.44, compared to $0.24 in the year-ago quarter.

The reported revenue represents a surprise of -2.56% over the Zacks Consensus Estimate of $100.23 million. With the consensus EPS estimate being $0.43, the EPS surprise was +3.53%.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Amerant Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Net charge-offs / Average total loans held for investment: 0.5% versus 0.4% estimated by three analysts on average.
  • Total Non-Performing Assets: $191.59 million versus $165.91 million estimated by three analysts on average.
  • Net interest margin: 3.6% versus 3.7% estimated by three analysts on average.
  • Efficiency Ratio: 68.5% versus 70.7% estimated by three analysts on average.
  • Average Balances - Total interest-earning assets: $9.16 billion versus the three-analyst average estimate of $9.18 billion.
  • Total Non-Performing Loans: $176.05 million versus the two-analyst average estimate of $141.27 million.
  • Noninterest income: $17.38 million versus the three-analyst average estimate of $16.94 million.
  • Net interest income: $80.28 million versus $83.67 million estimated by three analysts on average.

View all Key Company Metrics for Amerant Bancorp here>>>

Shares of Amerant Bancorp have returned +9.2% over the past month versus the Zacks S&P 500 composite's +9.7% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

Zacks' 7 Best Strong Buy Stocks (New Research Report)

Valued at $99, click below to receive our just-released report predicting the 7 stocks that will soar highest in the coming month.

Click Here, It's Really Free

Published in